¡Bienvenido a los primeros pasos en el éxito financiero de su Finca! ¡Estamos aquí para ayudarle!
Este glosario financiero agrícola en español / inglés contiene la terminología necesaria para obtener educación financiera y administrar un negocio agrícola exitoso. ¡Manténgalo a mano ya sea que esté equilibrando su chequera, negociando un préstamo o creando todo el presupuesto de su granja!
Para navegar por el glosario, haga clic en una letra que aparece a continuación o escriba en la barra de búsqueda. Para cada término financiero, la definición en español e inglés se enumera una al lado de la otra. Los términos del glosario resaltados con banners (rayas) verdes indican conceptos centrales importantes que los usuarios deben tratar de entender bien, mientras que los banners (rayas) café denotan una conexión con un cálculo importante.
Los cálculos se pueden realizar en el Financial Scorecard (En Inglés, Español Próximamente) cuando se trabaja en un presupuesto comercial agrícola.
Welcome to the first steps in farm financial success! We are here to help!
This Spanish/English Farm Financial glossary holds the terminology necessary to gain financial literacy and run a successful farm business. Keep it handy whether you are balancing your checkbook, negotiating a loan, or creating your whole farm budget!
To navigate the glossary, click on a letter listed below or type in the search bar. For each financial term, the Spanish and English definition is listed side-by-side. Glossary terms highlighted with green banners indicate important core concepts that users should aim to understand well, while the brown banners denote a connection to an important calculation.
Calculations can be performed in the Financial Scorecard when working on a farm business budget.
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P
PARTIAL BUDGET
An estimate of the changes in income and expenses that would result from carrying out a proposed change in the current farm plan.
PRESUPUESTO PARCIAL
Estimación de los cambios en los ingresos y gastos que resultarían de la realización de una propuesta de cambio en el plan actual de la finca.
PERSONAL ASSETS
Capital items owned by a family that are independent of the farm operation usually including the family house, personal use car or other services, etc.
ACTIVOS PERSONALES
Artículos de capital propiedad de una familia que son independientes de la operación de la finca, por lo general incluyendo la casa de la familia, automóvil de uso personal u otros servicios, etc.
PREPAID EXPENSES
An asset on a balance sheet that comes about when a payment is made for a good or service that has not yet been received, but will be in the near future. A common example of a expense is an insurance policy.
GASTOS PREPAGADOS
Un activo en un balance general que se produce cuando se realiza un pago por un bien o servicio que aún no se ha recibido, pero que será recibido en un futuro próximo. Un ejemplo común de un gasto prepagado es una póliza de seguro.
PRICE MARK-UP
The amount added to a product's cost to create the selling price. Generally expressed as a percent of the cost.
MARCADO DE PRECIOS
El importe añadido al coste de un producto para crear el precio de venta. Generalmente expresado como un porcentaje del costo.
PROFIT
The money a business has left after it pays its operating expenses, taxes, and other current bills. Other names: net income or earnings.
BENEFICIO
El monto que queda después de que paga sus gastos de operación, impuestos y otras facturas actuales. Otros nombres: ingresos netos o ganancias.
PROFITABILITY
The ability of a farm to earn a profit. It is a relative measure of success.
RENTABILIDAD
La capacidad de una granja para obtener ganancias. Es una medida relativa del éxito financiero.
Q
There are no terms for the letter Q yet.
Please select another letter.
Compiled and augmented by Miguel Saviroff
The inspiration for this glossary started with a farmer and an agricultural consultant.
Born and raised thousands of miles apart in Latin America, the path of life crossed the pair at a farm financial workshop in New York State. The farmer was an expert apple producer, but needed to grow his financial management skills. The consultant was an expert in farm finances, who sought a student to mentor.
Sometimes when life crosses paths, amazing things happen. And here you are looking at one of those moments.
This glossary, created in collaboration by the farmer and the consultant, holds all of the terminology necessary to gain ginancial literacy and run a successful farm business. Put it in your pocket when you negotiate a loan, or keep it on your desk while you balance your checkbook. No matter where you keep it, know that it will help you keep your business growing.
With much gratitude,
The Cornell Small Farms Program
About the Author
Miguel Saviroff a.k.a. The Consultant
Miguel was born in Venezuela, in 1980 he completed his B.Sc. in Agriculture at California State University, Chico. His major concentrated in Farm Business Management. He returned to Venezuela where he worked as an extension educator for the Fundacion Servicio Para El Agricultor (FUSAGRI). In 1987 he obtained his Master of Science Degree in Agricultural Economics, with a concentration in Farm Financial Management. He returned to Venezuela and worked as the Vice Principal of the United World College of Agriculture (FUNDACEA) for 5 years, and then was hired by the Ministry of Agriculture where after 5 years he became the General Director of Production. He later was a consultant for the Farmers Federation (FEDEAGRO).
In 2000 he immigrated to the USA and became a US Citizen, he worked for 17 years for Penn State Extension as an Extension Educator in Farm Financial Management. He enjoys consulting for the Cornell Small Farms Program because he loves to see farmworkers become farm owners and help them succeed as business people.
